Zip | Webjet NZ

What is Zip?

Zip is an interest-free payment option that allows you to book your trip now, and pay it off in 4 fortnightly instalments.

Want to pay more upfront? With Zip you can make a larger first instalment, on average, customers who use Flexible First Payment pay 38% upfront.

For example, for a $500 booking, if you pay $200 (40%) upfront, your future repayments will be reduced to $100 each.

Learn More

How to checkout with Zip^{^}

Choose Zip at checkout, and click "Book with Zip".

You will be redirected to Zip to sign-in or apply for an account.

Confirm payment to complete your booking^**.

^{** During the checkout process, it may take a few moments for the Zip payment to be processed, and your order to be confirmed. Please don't close the payment window or use your browser's Back button.}

^ Zip Pay in 4 T&Cs and late fees apply. Approved applicants only and subject to completion of satisfactory credit checks. Zip Co NZ Finance Limited FSP 598969. Eligible bookings means purchases where you can see the Zip logo at checkout, and excludes hotels, where payment is made at the hotel or listed as 'Pay Later' on site; Webjet bookings containing ‘Things to Do’ bookings or car hire; travel insurance purchased separately/ stand-alone via insurance.webjet.co.nz; and Webjet Gift Cards. Webjet Booking Fees and T&Cs apply to all Webjet bookings.

Frequently Asked Questions

How does Zip work?

Zip allows you to book your trip and only pay 25% upfront with the rest charged over three fortnightly interest-free payments.

How do I sign up with Zip?

You can sign up on this page, when checking out or at zip.co/nz. The sign-up process takes 2-3 minutes and you need to be 18 years or older with valid ID and a NZ debit or credit card.

How much credit can I get with Zip?

If you pass Zip's minimum credit criteria you will be allocated a starting spend limit between $250 - $1,000, subject to an individualised credit assessment. As you purchase using Zip and make your repayments on time, your spend limit will increase, up to a maximum of $1,000 for most credit scores and $1,500 for those with higher credit scores.

Can I spend above my credit limit?

If you're shopping and the total value of a transaction is above the spend limit specified on your Zip account, you have the opportunity to pay for the difference upfront, on top of your initial instalment online and with selected merchants in-store.

When you log in to your Zip account on checkout, you'll be informed of the value of the increased initial payment and future instalments.

In the example below, the account spend limit is $1,000 but the purchase value is $1,500.

Instalment 1 | $750 (25% of purchase price + $500, the amount the spend limit is exceeded by)
Instalment 2 | $250
Instalment 3 | $250
Instalment 4 | $250

Are there any fees?

There are no Webjet payment fees, Zip fees or interest fees to use Zip at the time of booking, or when you make your payments on time.

If you miss a payment you will be charged a $10 default fee per week if it is late (capped at $40 total late fees per purchase).

Zip NZ Pay in 4 T&C’s and late fees apply. Approved Applicants only.

Can I use my Zip Australia account for a Webjet New Zealand booking?

No. To use Zip for a booking made on webjet.co.nz, you must use a Zip New Zealand account. Please refer to Zip for further detail.

How do I choose Flexible First Payment for this booking?

Zip gives you the flexibility to manage your money like a pro with flexible first installments. Within the Zip checkout, use the slider to change your upfront payment and reduce your fortnightly repayments, making them easier to manage in the future.

Still need help?

For any other Zip questions, please visit zip.co.nz.

Zip your next holiday. 4 easy payments. Pay later, always interest-free.